Insurance

I received a cheque from the insurance company today. They had been charging me for home and contents insurance on two policies for nine years. They could have been on one policy. After an appeal to the ombudsman I got a refund of nearly £1500. I had to be persistant though.
I also changed insurers and saved £200 per year as well.
Advice of the month.... Check your policies, get quotes and go through the complaints procedure!